Apple Coffee Cake with Cream Cheese

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I’ve always believed that coffee cake should be more than just a sidekick to your morning brew. It should hold its own with flavor, texture, and a certain wow factor. This Apple Coffee Cake with Cream Cheese isn’t just another breakfast bite — it’s the star of the morning table. The contrast of tart apples, silky cream cheese, and buttery cinnamon streusel makes it irresistible.

What I love most about this recipe is how the sweet richness of the cream cheese layer balances the gentle tartness of the apple. As it bakes, the house fills with this incredible scent that somehow reminds me of crisp fall mornings and cozy weekends. Even though it’s great year-round, it really shines when apples are in season.

I’ve made it countless times for brunch gatherings, holidays, and even as an unexpected dessert, and it never fails to steal the spotlight. This isn’t one of those cakes that sits untouched. Trust me, the plate will be empty before the coffee pot is.

Why You’ll Love This Apple Coffee Cake with Cream Cheese

This coffee cake is everything you want in a comfort bake: soft, moist crumb, rich and creamy layers, and a crunchy cinnamon topping. It’s the perfect intersection of a cheesecake and a traditional apple cake, but easier and quicker to make. Whether you need a cozy bake for guests or just a little indulgence for yourself, this cake fits the bill. Plus, it keeps well, so you can savor it all week long.

Ingredients

Apples bring natural sweetness and a bit of tartness that pairs beautifully with the creamy elements. Choose firm apples like Granny Smith or Honeycrisp to hold their shape.

Cream Cheese adds a luxurious, tangy middle layer that contrasts the crumb of the cake. It transforms this coffee cake from simple to special.

All-purpose Flour forms the structure of the cake, creating a tender yet sturdy base for the other rich components.

Butter adds richness to the batter and the streusel topping, ensuring a moist crumb and golden finish.

Sugar sweetens both the cake and the cream cheese layer. Brown sugar in the topping adds a molasses-like depth.

Eggs bind the batter and enrich the flavor and texture of the cake.

Baking Powder and Baking Soda work together to create lift and softness in the cake layers.

Ground Cinnamon enhances the warmth of the apples and gives that classic coffee cake spice note.

Vanilla Extract deepens the overall flavor and enhances the sweet, comforting aroma.

Sour Cream keeps the cake incredibly moist while adding a slight tang that complements the cream cheese.

How to Make Apple Coffee Cake with Cream Cheese

Step 1: Prepare the Cream Cheese Filling

In a bowl, beat softened cream cheese with sugar and vanilla until smooth. Set aside. This luscious filling will create the creamy layer that makes this coffee cake stand out.

Step 2: Make the Streusel Topping

Combine brown sugar, flour, ground cinnamon, and cold cubed butter in a bowl. Use a pastry cutter or your hands to mix until crumbly. This will form the crunchy, golden topping.

Step 3: Mix the Batter

In a large bowl, cream the butter and sugar until light and fluffy. Add eggs one at a time, then mix in sour cream and vanilla. In a separate bowl, whisk together the flour, baking powder, baking soda, and a pinch of salt. Gradually add the dry mixture to the wet, stirring just until combined.

Step 4: Assemble the Layers

Spread half of the batter into a greased baking pan. Spoon the cream cheese mixture evenly over it. Layer with diced apples, then spread the remaining batter over the top. Finish with a generous layer of streusel topping.

Step 5: Bake and Cool

Bake in a preheated oven at 350°F (175°C) for about 50–55 minutes, or until a toothpick inserted in the center comes out clean. Let it cool slightly before slicing, allowing the cream cheese to set.

Recipe Variations and Possible Substitutions

If apples aren’t your favorite, feel free to swap them with firm pears or even peaches for a summer twist. You can also use canned apple pie filling in a pinch, though I do recommend fresh fruit for the best texture.

Instead of sour cream, full-fat Greek yogurt works just as well and keeps the crumb tender. For a nutty touch, stir chopped pecans or walnuts into the streusel. Want a gluten-free version? Simply use a 1:1 gluten-free flour substitute.

For the cream cheese layer, you can mix in a teaspoon of lemon zest or maple syrup for a flavor boost. And if you like a thicker filling, double the cream cheese mixture and bake for an additional 5–7 minutes.

Serving and Pairing Suggestions

Apple Coffee Cake with Cream Cheese pairs perfectly with a strong cup of coffee or chai tea. For a brunch spread, I love serving it alongside savory dishes like scrambled eggs or a vegetable quiche to balance out the sweetness.

If you’re presenting this as a dessert, warm each slice slightly and add a scoop of vanilla ice cream or a drizzle of caramel sauce. It also makes a fantastic addition to a holiday breakfast buffet, especially in the cooler months.

Storage and Reheating Tips

This cake stores well in the fridge for up to 5 days. Wrap it tightly in plastic wrap or transfer it to an airtight container. For longer storage, freeze individual slices wrapped in foil and placed in a freezer bag for up to 2 months.

To reheat, simply microwave a slice for about 20–30 seconds, or warm in a 300°F oven for 10 minutes. Let it come to room temperature for 10 minutes if frozen before reheating.

FAQs

Can I make Apple Coffee Cake with Cream Cheese ahead of time?

Yes, you can! It actually tastes better the next day as the flavors develop overnight. Store it in the fridge and reheat as needed.

What type of apples work best for Apple Coffee Cake with Cream Cheese?

I recommend using firm, tart apples like Granny Smith or Honeycrisp. They hold their shape and add great flavor.

Can I use low-fat cream cheese in Apple Coffee Cake with Cream Cheese?

You can, but full-fat cream cheese gives the best texture and richness. Low-fat versions may make the filling more watery.

Is Apple Coffee Cake with Cream Cheese freezer-friendly?

Absolutely. Slice, wrap in foil, and store in a freezer-safe bag. It keeps well for up to 2 months.

Do I have to peel the apples for Apple Coffee Cake with Cream Cheese?

Peeling is recommended for the smoothest texture, but if you like a bit of bite and color, leaving the skins on works fine too.

Related Recipe You’ll Like

If you’re as obsessed with creamy, cozy bakes as I am, then you have to try the Strawberry Shortcake Cheesecake Rolls. They have that same luscious creaminess layered inside a soft, baked treat that melts in your mouth. Another favorite of mine is the One Bowl Banana Chocolate Muffins — easy, delicious, and the perfect pairing with morning coffee. For a savory contrast, balance your breakfast table with Cottage Cheese Egg Bites.

Save and Share This Recipe for Later

Don’t forget to pin this Apple Coffee Cake with Cream Cheese to your breakfast or brunch board on Pinterest so you can always find it when that craving hits. Sharing is caring, so send this recipe to a friend who could use a little baking inspiration or post it to your favorite foodie group. Whether it’s through email, text, or social media, spreading the joy of a great bake is always a good idea!

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