1. Preheat oven to 350°F (175°C). Grease and flour a 9×5-inch loaf pan.

2. In a bowl, mix flour, baking powder, salt, and ground cinnamon.

3. In another large bowl, whisk eggs, granulated sugar, brown sugar, milk, oil, and vanilla extract until well combined.

4. Gradually mix dry ingredients into the wet ingredients until just combined.

5. Fold in the chopped apples gently until evenly distributed.

6. In a small bowl, mix 2 tablespoons brown sugar and 1 teaspoon cinnamon for the swirl.

7. Pour half the batter into the loaf pan. Sprinkle half the cinnamon sugar swirl. Add remaining batter and top with the rest of the swirl.

8. Bake for 50–60 minutes or until a toothpick inserted comes out clean or with moist crumbs.

9. Cool in the pan for 10 minutes, then transfer to a wire rack to cool completely.

10. Slice and enjoy warm, room temperature, or toasted.