Creamy, spicy, and bubbling hot from the oven, this Easy Hot Cream Cheese Chili Dip is everything you want in a party dip. It combines simple pantry staples with bold flavors to create a crave-worthy appetizer that disappears fast. Whether it’s game day, a casual get-together, or a cozy night in, this dip always brings people back for seconds (and thirds).
It takes just a few minutes to throw together and requires almost no prep. The rich, melty cream cheese base mellows the heat of the chili while shredded cheese adds gooey goodness in every bite. Serve it warm with tortilla chips, crackers, or sliced baguette, and you’ve got an instant crowd-pleaser.
Why You’ll Love This Easy Hot Cream Cheese Chili Dip
This dip is a go-to for a reason. It’s warm and hearty, with a spicy edge that can be adjusted to suit your taste. Cream cheese gives it a smooth, luscious texture, while the chili adds meatiness and spice. Best of all, it only takes about 20 minutes from start to finish. It’s also great for last-minute guests or when you want a low-effort appetizer that delivers big-time flavor.
Can I Use Homemade Chili Instead of Canned?
Absolutely. If you have leftover homemade chili, this is a brilliant way to use it. In fact, using homemade chili can make the dip even richer and more flavorful. Just make sure it’s thick enough to blend well with the cream cheese, and adjust the seasoning if needed.
Ingredients for the Easy Hot Cream Cheese Chili Dip
This dip comes together with minimal ingredients, each playing a key role in flavor and texture.
- Cream Cheese
- Canned Chili
- Shredded Cheddar Cheese
- Chopped Green Onions (optional)
- Tortilla Chips or Crackers (for serving)
Cream Cheese forms the creamy base and helps balance the heat. Use full-fat for the creamiest result.
Canned Chili brings the spice and heartiness. Any brand will do, or use your homemade version.
Shredded Cheddar Cheese melts beautifully and adds gooey richness to every scoop.
Chopped Green Onions add a pop of color and a mild bite if you like a little freshness on top.
Tortilla Chips or Crackers are essential for scooping. Choose your favorite, from classic tortilla chips to buttery Ritz.

How To Make the Easy Hot Cream Cheese Chili Dip
Step 1: Preheat and Prep
Preheat your oven to 375°F. Lightly grease a small baking dish or oven-safe skillet.
Step 2: Layer the Cream Cheese
Spread a block of cream cheese evenly across the bottom of your dish. If it’s not softened, microwave it for 20 seconds to make it easier to spread.
Step 3: Add the Chili
Pour the chili over the cream cheese and spread it evenly. This becomes the spicy heart of the dip.
Step 4: Top with Cheese
Sprinkle shredded cheddar generously over the top. You want a full layer so it bubbles up and browns slightly in the oven.
Step 5: Bake
Bake for 15 to 20 minutes, or until the cheese is melted and bubbling around the edges. If you want it extra bubbly, broil for 2 minutes at the end.
Step 6: Garnish and Serve
Remove from oven and let it sit for a minute. Top with chopped green onions if using. Serve hot with chips, crackers, or baguette slices.
How to Serve and Store This Dip
This chili dip is best served piping hot, right out of the oven. It feeds about 6 to 8 people as an appetizer and stays scoopable for a good 30 minutes. If you’re hosting a party, keep it warm in a mini slow cooker or insulated dish.
To store leftovers, let the dip cool completely, then transfer to an airtight container. Refrigerate for up to 3 days. Reheat in the microwave or oven until hot and bubbly again.
What to Serve With Easy Hot Cream Cheese Chili Dip?
Tortilla Chips
Always a classic. Choose sturdy chips that can handle the weight of the dip.
Sliced Baguette
Crispy-edged baguette slices are perfect for a more rustic, hearty dipper.
Celery Sticks
For a fresh, crunchy option that balances the richness of the dip.
Carrot Sticks
Their natural sweetness complements the chili’s heat.
Pita Chips
They offer great texture and hold up well with warm dips.
Ritz Crackers
Soft and buttery, these make every bite feel indulgent.
Mini Bell Peppers
Bright, crisp, and scoop-friendly, they make a colorful addition to your platter.
Tater Tots
Hear us out: crispy tots dipped into this chili cheese blend is next-level comfort food.
Want More Dip Ideas?
If you loved this spicy, cheesy chili dip, here are a few more irresistible appetizers to keep the party going:
- Crispy Jalapeno Popper Egg Rolls if you’re craving a crunch with cream cheese inside.
- Buffalo Chicken Cottage Cheese Bowl for bold buffalo flavor in a high-protein twist.
- Creamy Cottage Cheese Pasta Sauce to turn your next pasta into a creamy delight.
- Creamy Parmesan Italian Sausage Soup if you’re in the mood for a hot spoonful of comfort.
- Creamy Cajun Sausage Pasta when you want another creamy-meets-spicy recipe combo.
Save This Recipe For Later
📌 Save this recipe to your Pinterest appetizer board so you can pull it out anytime a craving hits.
Let me know in the comments if you spiced it up with jalapenos or added extra cheese! I’d love to hear what twist you gave it.
Explore beautifully curated comfort food and party dishes on Janet Dishes on Pinterest and discover new favorites to keep your guests coming back for more.
Conclusion
This Easy Hot Cream Cheese Chili Dip is proof that simple ingredients can come together to create something totally irresistible. From the creamy base to the cheesy top, every bite is pure comfort. Whether you’re feeding a crowd or just treating yourself to something special, this dip never disappoints.

Easy Hot Cream Cheese Chili Dip
- Total Time: 25 minutes
- Yield: 6 to 8 servings
Description
This easy hot cream cheese chili dip recipe is the ultimate crowd-pleasing appetizer. Made with cream cheese, canned chili, and melted cheddar, it’s the perfect hot dip for game day, parties, or cozy nights in. Serve with chips or crackers for a cheesy, spicy snack everyone loves.
Ingredients
1 block cream cheese (8 oz)
1 can chili (15 oz)
1 cup shredded cheddar cheese
2 tablespoons chopped green onions (optional)
Tortilla chips, crackers, or sliced baguette (for serving)
Instructions
1. Preheat your oven to 375°F and lightly grease a small baking dish or oven-safe skillet.
2. Spread the cream cheese evenly across the bottom of your baking dish. Soften in the microwave if needed for easier spreading.
3. Pour the chili over the cream cheese layer and spread evenly.
4. Top with shredded cheddar cheese in a thick, even layer.
5. Bake for 15 to 20 minutes until the cheese is melted and bubbly. Broil for 2 minutes if you’d like a golden top.
6. Remove from oven, let it sit for a minute, then top with chopped green onions if using. Serve hot with your favorite dippers.
Notes
Let the cream cheese come to room temperature for easier spreading.
Use thick, hearty chips or bread to scoop the dip—it’s rich and gooey.
If using homemade chili, make sure it’s thick so it doesn’t water down the dip.
- Prep Time: 5 minutes
- Cook Time: 20 minutes
- Category: Appetizer
- Method: Baked
- Cuisine: American
Nutrition
- Serving Size: 1/8 of dip
- Calories: 235
- Sugar: 2g
- Sodium: 590mg
- Fat: 19g
- Saturated Fat: 11g
- Unsaturated Fat: 6g
- Trans Fat: 0g
- Carbohydrates: 6g
- Fiber: 1g
- Protein: 8g
- Cholesterol: 55mg
